AR & AP Automation Software for B2B Payments | Paystand

AR & AP Built for business, created for change.

The digital B2B payment network for agentic finance — where money settles in real time and fees fall as you grow.

YEARLY SAVINGS

$9,999,999 $150,000

Select your current yearly payment processing volume

$5MM $15MM $25MM $35MM $45MM

How much money could you save with Paystand?

* This is a rough calculation based on what current customers save.

Book a demo today to get a custom ROI analysis.

ZEROTOUCH

Accounts Receivable that Runs Itself

Your finance team didn't sign up to chase invoices or reconcile deposits by hand. So Paystand runs the whole cycle on one network. AI-native collection plans that pull cash in faster. A custom-branded portal that makes paying effortless. Cash and deposit that apply and reconcile themselves to the GL and entity. A digital analyst that reports, forecasts cash, and sees the shortfall before it lands. Your team sets the strategy. The network does the rest.

ZEROFEES · B2B PAYMENTS

The Only Zero-Fee B2B Payments Network

On Paystand, money moves at the speed of software — instant and global on the network, free on the rails we own. Card, ACH, check, cross-border — every way in, one network. Funds are verified at the bank the moment your customer pays, so the money's real before you ship and compliant by design. Transparent for your customer. Automated for you. Profitable for both. You set the policy, and you save more as your volume grows.

ZEROTIME · GET PAID FASTER

Put Collections on Auto-Pilot. DSO Drops 40%.

AI-native collection plans, tuned on how millions of businesses actually pay and get paid, pull cash in faster. Reporting and cash forecasting that flag the shortfall before it lands — available to you in seconds. No delayed deposits. No manual cash application. Just real-time visibility and cash in the bank sooner.

JOURNEY TO 100% · ACCOUNTS PAYABLE

Spend, Governed by a Digital Agent

You set the rules once. A digital agent works right inside Slack or Teams — requests come in, get checked against your policy, and route for approval without anyone leaving the conversation. Receipts captured, transactions coded, the month-end close shortened. No chasing and no spend slipping past policy. Finance keeps control. Everyone else keeps moving. Capital stewarded, not just spent.

Finance Operations, Running in Real Time

Most finance stacks are a pile of tools that don't talk — a processor, a reconciliation bolt-on, an AP app, each with its own fees and gaps. Paystand replaces the bolt-ons and supercharges the systems you keep — your ERP, your bank, your workflows — connecting money in, money out, and reconciliation on one network governed by your policy. Not a rip-and-replace. An upgrade. Cost falls as you grow. Manual work disappears. Finance runs strategy, not data entry.

Frequently Asked Questions

1. How does Paystand work?

Paystand is the finance network built for businesses that can't afford to lose money to fees, time to manual processes, or momentum to legacy infrastructure. Your customers pay through a branded portal. Your ERP updates instantly. Your team closes the books without the chaos. No transaction fees. No manual reconciliation. No rework.

2. What is a blockchain-based B2B payment platform?

Most finance teams still close the books by trusting that nobody made a mistake. We think that's a bad system. Paystand uses blockchain to record every payment immutably — meaning once it's logged, it can't be altered, disputed, or lost. Every transaction is verifiable and traceable in real time. No paper trails. No second-guessing. When your auditors come knocking, the record is already there. That's what blockchain does for your finance team — it turns trust into proof.

3. How is Paystand different from traditional payment processors?

Most processors are built on a simple premise: take a percentage of everything you earn. Every transaction, every deposit, every payment — there’s a fee. And because the system is old and entrenched, most businesses just absorb it as a cost of doing business. We don’t think that’s acceptable. Paystand runs on a subscription model. Zero fees on bank payments. A blockchain-enabled network that gives your finance team real-time visibility, automated reconciliation, and certified audit trails — at a fraction of what legacy processors charge. Your revenue stays yours. Your team gets their time back. That’s what we’re built on.

4. What integrations does Paystand support?

Paystand integrates with leading ERP and accounting systems for Accounts Receivable (AR) and Accounts Payable (AP) automation.

AR Integrations: NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Acumatica, Adobe Commerce, Woo Commerce, Xero— to automate invoicing, collections, reconciliation, and reporting.

AP Integrations: NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, QuickBooks Online, and communication platforms like Slack and Microsoft Teams, enabling conversational AP and real-time approvals directly inside your workflows.

5. How does Paystand help automate AR processes?

Paystand automates invoicing, collections, and reconciliation, reducing DSO and eliminating manual AR tasks with embedded “Pay Now” buttons, reminders, and flexible payment options.

6. Can Paystand automate Accounts Payable (AP) as well?

Yes. Paystand automates AP by letting you approve vendor bills, pay digitally through your ERP, send automated remittance advice, and reconcile payments in real time.

Paystand is on a mission to create a more open financial system, starting with B2B payments. Using blockchain and cloud technology, we pioneered Payments-as-a-Service to digitize and automate your entire cash lifecycle. Our software makes it possible to digitize receivables, automate processing, reduce time-to-cash, eliminate transaction fees, and enable new revenue.