B2B Convenience Fees and Incentives That Drive Growth

In B2B payments, processing fees are inevitable. But what if you could make them work for you?

Paystand helps you cover the cost of payments, encourages early payments, and unlocks new efficiencies without passing hidden fees to your business.

Why Fees and Incentives Matter in B2B Payments

Cover transaction costs easily Our platform makes it simple to charge convenience fees to the customer, transparently and compliantly, on eligible payment methods.

Reward early payments Set smart incentives, such as early pay discounts or preferred pricing for digital payment methods, to reduce DSO and eliminate late payment fees.

Use flat rates with no hidden fees Know exactly what you’re paying with fixed fees that help you plan, budget, and scale; no guesswork, no surprises.

Handle all types of transaction fees

Whether it’s interchange, processing fees, or B2B transaction charges, we help you manage and optimize the cost structure.

Make payers part of the solution

Offer multiple payment options and let customers choose how they want to pay, with clarity on fees and incentives for every method.

Avoid compliance pitfalls

We don’t do surcharging. Instead, we guide you on when and how to apply convenience fees legally and ethically, helping you stay compliant across states.

What Makes Paystand Different

Most payment processors aren’t built for the realities of B2B. Their pricing is opaque, their systems are clunky, and their incentives are misaligned with yours. Paystand flips that model on its head.

We help you reduce transaction costs, boost the payer experience, and leave clunky fee models in the past. Here’s how Paystand changes the game:

• Pass Fees Without Losing Trust: 70% of Paystand users pass fees transparently—protect margins without damaging customer relationships.
• Incentivize Faster Payments: Digital incentives help customers pay up to 2x faster. Paystand automates it based on timing, method, or behavior.
• Flat Rates = No Surprises: Simplify your pricing with predictable, flat-rate fees—no more cash flow guesswork.
• Truly No Hidden Fees: No gateway, PCI, or “mystery” charges. Paystand keeps pricing 100% transparent.

Learn how Paystand automates B2B payments >>

Don’t Let Transaction Fees Drain Your Revenue

Every payment your business processes incurs transaction fees that eat into revenue. Credit card networks, banks, and payment processors can charge up to 5% per transaction, reducing profits with each paid invoice.

For growing B2B companies, these fees scale with your revenue, but they’re not inevitable. Switching to an automated, feeless payment infrastructure helps eliminate:

• Interchange and processing fees
• Hidden gateway and settlement costs
• Delays from outdated payment systems

Rethink how your business gets paid and keep 100% of what you earn. Paystand helps eliminate transaction fees with a feeless, automated payment network for modern B2B finance.

Frequently Asked Questions

1. What’s the difference between convenience fees and surcharges?

While both involve passing some cost to the customer, convenience fees and surcharges aren’t interchangeable, and understanding the distinction is key to staying compliant.

• A convenience fee applies when a business offers an optional payment method other than usual channels, such as credit card payments instead of checks or ACH.
• A surcharge is a fee for using a credit card, and it’s tricky. Surcharging is regulated and banned in several U.S. states.

At Paystand, we don’t support surcharging. Instead, we help you implement legal, transparent convenience fee strategies that give customers flexibility while allowing you to cover the cost of payment services without putting your compliance at risk.

2. How can I avoid convenience fees altogether?

If you prefer not to pass fees to customers, consider incentivizing low-cost payment methods like bank transfers or ACH over higher-cost options such as credit cards.

Paystand streamlines transactions with intelligent payment routing and zero-fee options, encouraging customers to choose methods without transaction fees. Automate payer incentives to direct customers toward preferred methods, eliminating convenience fees and preserving margins.