### What to expect

- The payment is processed as an ACH transfer
- Funds may take 3–5 business days to clear
- The invoice status updates to **Paid** once funds
settle

### Processing Payment with Smart Check

**1\. Open Your Invoice Email**

- Look for an email from your merchant listing your **open invoices**.

- Select one or more invoices you’d like to pay, then click **Continue**.

_**Example**_: You’ll see a list of invoice numbers, amounts due, and due dates.

**2\. Choose Smart Check as Your Payment Method**

- On the payment screen, enter your **billing account email address**.
- Select the **Smart Check** tab alongside other payment options like Bank, Card, or ACH.

**3\. Upload or Scan Your Check**

You have two options:

**Option A: Scan a Check Using a QR Code**

1\. Use your smartphone to **scan the QR code** shown on screen.

2\. Follow the prompts to **take a photo** of your check on a flat, well-lit surface.

3\. Review the image and tap **Initiate Scan**.

4\. The system will extract the payment info automatically. Review and **Submit**.

5\. Back on your desktop, click **Pay**, then **Confirm and Pay**.

You’ll receive an email confirmation and [receipt](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C78W4G614N1ZYNZ9CBKR15).

### Tips

- Accepted image formats: **PDF, JPEG, PNG, HEIC** (max 2MB)
- Ensure check information is clearly visible for faster processing

**Option B: Upload a Check File from Your Computer**

1\. Click **Upload**, then choose the check file stored on your device.

2\. After selecting the file, click **Upload** again to submit it.

3\. A window will appear with the extracted check details.

4\. Click **Pay**, then **Confirm and Pay**.

Your payment will be processed, and a [receipt](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C78W4G614N1ZYNZ9CBKR15) will be sent to your email.

### Payment Confirmation

After completing the steps:

- You’ll see a confirmation screen summarizing your payment.

- A receipt will be automatically emailed to the address you entered.

**Need Help?**

If you have an issue or have questions about using Smart Check, reach out to Support.

[Prev](https://support.paystand.com/hc/en-us/articles/37872373389595-Smart-Check-Overview "Smart Check Overview") Next

#### Table of contents

How to Make a Payment Using Smart Check

- [How to Make a Payment Using Smart Check](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#how-to-make-a-payment-using-smart-check-0-0)
- [What to expect](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C74JV4FG42NDBPEBG3ENEJ)
- [Processing Payment with Smart Check](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C75MAQFQSCBW73Q6VYY1EV)
- [Tips](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C7S9XCPH9ABFA2XEPPAE4V)
- [Payment Confirmation](https://support.paystand.com/hc/en-us/articles/37867456716187-How-to-Make-a-Payment-Using-Smart-Check#h_01K5C78W4G614N1ZYNZ9CBKR15)