### Key Things to Know

- **Lendica** manages underwriting, approval, funding, and repayment.
- **Paystand** facilitates onboarding and collects feedback during Phase 1.
- This pilot is **external to the Paystand dashboard**; the Lendica portal will be used for all activity.
- **Manual accounting and reconciliation** will be needed until ERP integration is released.

### Application & Onboarding Process

|     |     |     |     |
| --- | --- | --- | --- |
| **Step** | **Action** | **Responsible Party** | **Timeline** |
| 1 | Express interest in Early Pay | Merchant | Anytime |
| 2 | Referral to [Lendica portal](https://learn.golendica.com/partner/paystand) | Paystand CSM | Within 1 business day |
| 3 | Complete application | Merchant | ~10–15 minutes |
| 4 | Underwriting review | Lendica | 1–2 business days |
| 5 | Approval and portal access | Lendica | Upon approval |
| 6 | Submit eligible invoices | Merchant | Ongoing |
| 7 | Advance disbursed (up to 90%) | Lendica | 1–2 business days |
| 8 | Repayment via ACH on due date | Lendica | As scheduled |

**Need Help?**

- **For onboarding support**: Contact your Paystand Customer Success Manager
- **For general Early Pay questions**: Reach out to Paystand Support
- **For technical issues or funding support**: Contact Lendica Support directly via the Lendica portal

### Ready to Get Started?

Reach out to your **Customer Success Manage** r today to explore how Early Pay can help accelerate your cash flow.

Prev [Next](https://support.paystand.com/hc/en-us/articles/37490588388251-Early-Pay-Overview "Early Pay Overview")

#### Table of contents

How to Apply for Early Pay – Step-by-Step Guide

- [How to Apply for Early Pay – Step-by-Step Guide](https://support.paystand.com/hc/en-us/articles/37491376201627-How-to-Apply-for-Early-Pay-Step-by-Step-Guide#how-to-apply-for-early-pay-step-by-step-guide-0-0)
- [Key Things to Know](https://support.paystand.com/hc/en-us/articles/37491376201627-How-to-Apply-for-Early-Pay-Step-by-Step-Guide#h_01JWEFC0VZKE4HX7G8BM7R8NAW)
- [Application & Onboarding Process](https://support.paystand.com/hc/en-us/articles/37491376201627-How-to-Apply-for-Early-Pay-Step-by-Step-Guide#h_01JWEFCPBAFCH9CVTDN01NS0KR)
- [Ready to Get Started?](https://support.paystand.com/hc/en-us/articles/37491376201627-How-to-Apply-for-Early-Pay-Step-by-Step-Guide#h_01JWEFDTKRKGASSK1JGN33Z5SP)