### Testing Cards

|     |     |
| --- | --- |
| **Card Number** | **Details** |
| 4000000000000077 | Charge will succeed and funds will be added to available balance. |
| 4242424242424242 | Charge will success |
| 4000000000000002 | Charge will be declined with a charge declined message |
| 4000000000000069 | Charge will be declined with an expired card |
| 4000000000000127 | Charge will be declined with an incorrect cvc |
| 4000000000000259 | Charge will success and later disputed as fraudulent |

### Testing Banks

The following test bank account and routing number can be used for creating test transactions, creating banks, or when creating a merchant customer.

|     |     |     |     |
| --- | --- | --- | --- |
| **Account Number** | **Routing Number** | **Currency** | **Details** |
| 000123456789 | 110000000 | USD | Resource status will transition from posted to paid |
| 000123456789 | 11000-000 | CAD | Resource status will transition from posted to paid |

### Verifying a Bank

Paystand usually requires Bank resources verified before they can be used for other operations. For example, withdrawing money or being used for payments or payouts.

Bank resources can be verified in two methods:

- Directly using a BankLogin session
- Indirectly using micro-deposits

### Micro-deposits

When micro deposits are initiated in a test environment, the values below can be used to successfully or unsuccessfully verify the bank.

Visit the Paystand Developer Center to learn more about [Verifying Amounts](https://developers.paystand.com/reference/getting-started#verify-bank-drop-amounts).

|     |     |
| --- | --- |
| Deposit Amounts |  |
| 32 or 45 | Verification will be successful |
| Any other amount | Verification will fail |

### Testing Bank Logins

|     |     |     |     |     |     |
| --- | --- | --- | --- | --- | --- |
| **Username** | **Password** | **BankName** | **BankKey** | **MFA Question** | **MFA Answer** |
| paystand\_test | paystand\_good | Wells Fargo | wells | You say tomato, I say...? | tomato |
| paystand\_test | paystand\_good | Bank of America | bofa | You say tomato, I say...? | tomato |
| paystand\_test | paystand\_good | Chase | chase | You say tomato, I say...? | tomato |
| paystand\_simple | paystand\_good | All Banks | wells | N/A | N/A |
| mxuser | mxbank | All Banks |  | You say tomato, I say...? | tomate |

\\*\\* see below for details

### Multi-Factor Authentication (MFA) Questions

|     |     |     |
| --- | --- | --- |
| **MFA Question** | **MFA Type** | **MFA Answer** |
| You say tomato, I say..? | Questions / Selections | - tomato will succeed<br>- again is a valid response for questions that will return another question mea |
| What is the name on the bank account? | Questions | paystand |
| What is the account holder type? | Questions | individual or company |
| Account Number | Questions | 9876543210 |
| Routing Number | Questions | 111121111 |

### AMEX Test Cards

|     |     |     |
| --- | --- | --- |
| **Card Number** | **CVC** | **Date** |
| 378282246310005 | Any 4 digits | Any future date |
| 371449635398431 | Any 4 digits | Any future date |

### Canada Testing - ETF

Transit : 11000

Institution Number : 000

AccountNumber : 000123456789

PrevNext

#### Table of contents

Card Testing for Sandbox

- [Card Testing for Sandbox](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#card-testing-for-sandbox-0-0)
- [Testing Cards](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01HQMCPCQ1JS0GK3PMFM90A5Y8)
- [Testing Banks](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H6994WJ25EFW9DEHCQHRZC)
- [Verifying a Bank](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H695YWEBCZRKDW648Q3KAM)
- [Micro-deposits](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H6P3P7HH2B498F92SVAXR8)
- [Testing Bank Logins](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H69DY51M1Y1Z2SCTY83YFG)
- [Multi-Factor Authentication (MFA) Questions](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H6AH00S84Z2RS9D7E04W2Q)
- [AMEX Test Cards](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01K3H6EY3ZP6Y2RHNNVX7V9V7T)
- [Canada Testing - ETF](https://support.paystand.com/hc/en-us/articles/23280791922331-Card-Testing-for-Sandbox#h_01KHY76BBZC3JQHKYACK7D2SKZ)