# Statement Descriptors

Statement descriptors are concise texts that provide a brief summary of each payment. Understanding how statement descriptors work and optimizing their clarity is essential for merchants and payers. This article aims to provide a simplified overview of statement descriptors and their impact on payment identification.

### Banking Partner Statement Descriptor

**Two Drop:** PayStand.com Transfer AMNTS: 66,28 CCD ID: WFMSTRIPE1

**Transfers:** PAYSTAND SV9T CustomerPhone 170609 Merchant Name 1043575881 R00000091004137894417

**Cards:** PST\*Merchant Name

**Echecks:** Customer Phone, Customer Name

### IMPORTANT

Note that although we enforce a maximum of 22 characters, most banks truncate this information or display it inconsistently. Some banks may not display any descriptor information at all.

### Table of contents

- Statement Descriptors
- Banking Partner Statement Descriptor
- IMPORTANT